Free on Android and iPhone

Track spending in seconds. Keep every entry private.

JotWell is a local expense tracker for people who want to choose each entry. Use manual entry or voice, review before saving, and keep your ledger on your phone.

  • Free
  • Local-only
  • No account
  • No bank linking
  • No ads

Quick add

Log it before you forget.

Start with the amount. JotWell keeps the rest editable until you choose to save.

Why manual tracking can work
JotWell quick-add form with amount, category, date, and note
  1. Android and iPhone

    Type the amount.

    Pick a favorite category, add a note if it helps, and save. Date and optional fields stay close.

  2. Android and iPhone

    Say what you spent.

    On-device voice recognition turns one or several recent transactions into drafts you can edit.

  3. Android

    Review SMS suggestions.

    Choose a date range, inspect the suggestions, and save only the entries you approve.

  4. iPhone

    Share text into JotWell.

    Send selected text or a link through the Share Sheet and turn it into an editable entry.

Voice input

Talk through what you spent.

Say one expense or several in a row. JotWell turns your words into editable drafts, so you can check every detail before it reaches your ledger.

  1. Tap the microphone.
  2. Say what you spent.
  3. Review, edit, and save.
JotWell voice input screen ready to record an expense

Your ledger

See where the month went.

Review recent entries, totals, recurring money, and category patterns without connecting an outside account.

Monthly view

Keep totals and patterns together.

Move from inflow and outflow to category breakdowns for any period you choose.

JotWell monthly totals and category breakdown

Categories

Keep common choices close.

Favorite categories, tune their colors, and keep the list useful.

Custom categories in JotWell

Recent activity

Correct small mistakes early.

Scan recent entries and edit details before the ledger goes stale.

Recent income and expense entries in JotWell

Recurring money

Keep repeating entries in view.

Track recurring income and expenses without rebuilding the same entry each time.

Recurring income and expense settings in JotWell

Backup and restore

Keep a portable copy.

Create a complete backup when you want one, then restore it on your terms.

JotWell backup and restore settings

A quieter way to track

Know where your money went without handing over your bank login.

You prefer deliberate manual tracking.

You want a ledger instead of a complex budgeting system.

You want financial records to stay on your phone.

Private by design

Your ledger stays under your control.

JotWell stores your working ledger on your device. You decide when to import, export, or create a backup.

No account

Install the app and start tracking without a profile or sign-in.

Local ledger

Your entries stay in private app storage, without bank connections or JotWell cloud sync.

Portable data

Import compatible files, export CSV, and create complete JSON backups.

Review before saving

Voice, SMS, and shared-text flows create editable drafts. You choose what enters the ledger.

Widgets and reminders

Keep common actions close and control whether financial details appear outside the app.

No in-app ads or analytics

The Android and iPhone apps contain no advertising or behavior-tracking SDK.

Read the privacy policy

Common questions

Before you start.

Is JotWell free?

Yes. JotWell is free to download and use on Android and iPhone.

Does JotWell connect to my bank?

No. JotWell does not ask for bank credentials or connect to financial institutions.

Where is my ledger stored?

JotWell stores your working ledger in private app storage on your phone. JotWell does not operate a cloud-sync service.

Does JotWell work offline?

Yes. You can add entries, review your ledger, and view stats without an internet connection.

How can I add a transaction?

You can type an entry or use optional on-device voice on Android and iPhone. Android can review local SMS suggestions. iPhone can receive selected text or links through the Share Sheet.

Can I import, export, and back up my data?

Yes. JotWell supports compatible imports, CSV exports, and portable JSON backups. The exact import formats vary by platform.

What differs between Android and iPhone?

Android can read SMS messages only when you open Import via SMS and grant permission. iPhone does not read the Messages inbox; it supports the Share Sheet and optional personal Shortcuts automations.

No setup maze

Start a private ledger in under a minute.

Free on Android and iPhone. No sign-up or bank connection.

  • Free
  • Local-only
  • No ads